Schirmer Law provides legal services to Florida homeowners and business owners who own an insurance policy covering accident property losses. As a policyholder, if you suffer a loss, you may have trouble maximizing your claim. Our firm is here to assist you throughout the claims process to ensure that your claim is handled in good faith, at fair value, and efficiently.
If you need to file a claim, we can walk you through the process step by step to ensure proper conduct on the part of your insurer. If you have already filed a claim that has not been handled to your satisfaction, we can step in to fight for your rights in obtaining a fair and just result.
Our knowledgeable team has helped countless homeowners and businesses throughout the greater Fort Lauderdale area. Our goal is to be the leading law firm in helping policyholders settle claims as quickly and efficiently as possible.
We are available after hours and on weekends. Services also available in Spanish and Portuguese.
Property Damage Claims
We provide legal help for the filing of new claims as well as for problems and disputes with insurance companies for the following:
Personal Injury Claims And Lawsuits
We also represent clients who have sustained personal injuries in negligence-based accidents, such as car accidents. Our personal injury lawyers can help you with accident and injury claims and lawsuits. The majority of these are resolved outside of court through negotiated settlements in which we can aggressively fight for maximum compensation. Where this fails, we can take your claim to court.
Let our family help your family. We are available after hours and on weekends, as well as provide services in Spanish and Portuguese.
Our goal is to achieve the best possible result for our clients. Call our office today for a FREE consultation.
You won't spend all of your time talking to a paralegal. You'll work directly with your lawyer every step of the way.
Fast Response Time
As soon as you contact our firm, we work to get you connected with the perfect attorney for your case.
We are here to fight for the rights and benefits to which you are entitled as a property or business owner who has suffered a loss. Your property may suffered damage from any number of events outside of your control, such as from hurricanes, wind, rain, vandalism, broken water pipes, mold, and more.
As a coastal and tropical state, Florida is often subject to extreme weather that can leave your property damaged and broken. In most cases, as a property or business owner, you will have an insurance policy providing coverage. You may have been paying for this coverage for years and, when such damage occurs, you expect your insurer to act in good faith just as you have. Unfortunately, that is sometimes not the case.
That is when Schirmer Law can step in to help you maximize and recover what you are rightfully owed under the terms of your policy. We can assist you in filing a claim, fighting an unfair denial of your claim, fighting for fair-value compensation of your claim, or any other dispute you may have with your insurer. It is important to understand that insurance companies are not generally looking out for your best interests as much as they are concerned for their bottom line. They may have teams of representatives and legal professionals whose sole aim is to protect their employer. That is why you may need to level the playing field with an aggressive and proven attorney. At our firm, our goal is to pursue your best interests and the best possible claim result.
How much do you charge?
I work strictly on a contingency basis. I do not get paid unless the homeowner recovers money from the insurance company.
Does the insurance company pay for me to move out of my home if it is uninhabitable?
Many policies do provide for additional living expenses or loss of use.
What is a Proof of Loss?
A form that is often required to be filled out by the homeowner that provides the insurance company specific information about the loss.
What is Depreciation?
Decrease in the value of property which could be the result of wear and tear or age of a property.
What is Replacement Cost Value (RCV) vs. Actual Cash Value (ACV)?
RCV is the amount necessary to repair or replace the dwelling with materials of "like" kind and "like" quality at the current prices. ACV is the current value of property measured in cash, usually arrived at by taking the replacement cost and deducting for depreciation brought about by physical wear and tear, age and other factors.
If my insurance payment is not enough to pay for my damages can I reject their payment?
Yes. You can hire an independent contractor to obtain a second opinion of the full cost of the damages. It is the insurance company's job to make you whole again. If the initial payment is insufficient do not be afraid to demand what you are rightfully owed.
“The staff at Schirmer Law did an amazing job. They knew exactly what to do and took care of me and my issues in a very timely manner. Highly recommend seeing him.”- Alan G.
“I am so glad we found such a supportive law firm that as helped us through a difficult time. I would recommend them to anyone who needs help dealing with frustrating insurance situations.”- Brian G.
“Sharp minds make a strong legal team! They truly have a good heart and they truly care for you.”- Gal Z.