Living in the sunshine state may cause a few challenges for its residents. In Florida, there is a high risk of weather-related property damages such as hurricanes, water damage, natural disasters, flooding, and more,. However, property owners can also face other types of catastrophic losses such as vandalism and theft.
If you are a Florida resident and your property suddenly becomes damaged, the process can seem overwhelming. After filing an insurance claim, we recommend you seek legal counsel. If you are faced with your property suffering damages, here are some things to consider:
Gather Information and Assess The Damages
It is essential to keep track of the evidence of all damaged material for your claims, including pictures of the damage, an incident report, or another form of visual proof for your claim.
According to Section 624.604 of the Florida Statutes, property insurance is personal and real property. Personal property refers to a type of intangible item or goods owned by a person. Real property refers to land, buildings, and improvements to the land.
The most common types of reported property damage in Florida are:
- Hail and wind damage
- Water and flood damage
- Fire and smoke damage
- Hurricane damage
- Mold damage
- Storm damage
- Vandalism and theft
A Property Damage Lawyer Understands The Insurance Claims Process
In Florida, the statute of limitation for filing a lawsuit for a damaged or destroyed property, whether real or personal, is four years. If an insurance company denies, delays, or underpays your property damage claim, it’s vital to seek experienced legal counsel to obtain the compensation you deserve for your loss.
A damage lawyer can provide legal advice and help resolve your insurance claim before it gets to court. However, suppose you filed an insurance claim. In that case, a property damage lawyer can help with handling bad faith claims and negotiating a fair settlement offer to obtain the compensation you deserve for your property damage.
A Property Damage Lawyer Will Investigate Your Claim
As a policyholder, you may find difficulties in maximizing your property damage claim. For most property owners, insurance policies don’t always cover all incidents that may damage your property. If you are faced with this situation, it’s a good idea to check what your insurance policy covers. Experienced property damage attorneys also have a vast knowledge of insurance companies’ tactics. They can use their legal expertise to determine if the insurer acts in bad faith by not providing the compensation deserved for your damages.
The claim process may differ depending on the severity of the damages and the affected property. After filing an insurance claim, the next appropriate step to take is to hire a property damage lawyer for your claim. A property damage lawyer can help negotiate with the insurance companies to get you the most favorable outcome and protect your legal rights.
Contact Fort Lauderdale Property Damage Claims Lawyer
At Schirmer Law your property loss is our concern. Our team of dedicated attorneys can stand by your side and help fight for your property damage claim and get the best results for your case. Contact us at 754-260-5410 for a free consultation to discuss your rights and find out how we can help you with your insurance dispute.