Property Damage Claims

Large-scale Property damage insurance, such as policies for business and commercial property owners, is designed to protect you in the event of damage caused by weather, fire, water, vandals, thieves, accidents involving your car, and the failure of structural building factors, such as plumbing, electrical, roofing, and more.

When your property or building has suffered damage or complete destruction due to no fault of your own, you depend on your insurer to act promptly and in good faith. Your insurer should settle your claim in a timely manner and provide you with the payment you deserve under the terms of your policy. These types of property damage and losses are stressful enough without problems dealing with your insurer.

Property Damage Lawyers with Trusted Experience

At Schirmer Law, we concentrate our practice on large-scale property damage claims of all kinds. Our Florida and Texas firms are experienced in:

Filing claims
Resolving disputes or issues with ongoing claims
Taking on bad faith claims against insurers who violate their contractual obligations

Our team deals with insurance companies on a daily basis; we know how they operate, the tactics they may use to deny or underpay your claim, and how to fight back with a legal strategy in search of a fast and efficient result. If your insurer is not acting in a fair and just manner, we strongly urge you to contact us as soon as possible.

Types of Property Damage Claims

Schirmer Law handles all types of property damage claims for business owners, and commercial property owners such as:

Storm or hurricane damage
Water damage
Fire and smoke damage
Sinkhole damage
Hail damage
Damage from electrical, roofing, plumbing, HVAC, and water heaters
Theft
Window or exterior damage
Contractor Negligence
Lien Law

Flood damage
Mold damage
Lightning damage
Wind damage
Damage to vehicles
Premises liability claims, such as for slip and fall personal injuries, criminal attacks, or dog bites
Vandalism
Structural or foundation damage
Construction Defects

Filing Property Loss Claims with Insurance Companies

Florida and Texas often experience powerful weather conditions, such as storms, hurricanes, and lightning that can cause large-scale damage to buildings and property leading to the necessity of filing insurance claims. We can help you with step-by-step instructions in filing your claim and advocate for you should your insurer resort to tactics to avoid paying you what your claim is really worth.

Unfortunately, insurance companies are well-known for being large corporations with a myriad of departments and legal staff whose sole aim is to pay out as little as possible to keep their company’s profitability high. This often is manifested in the legalese of your policy, making it difficult to understand, the overwhelming paperwork required to process your claim, and the attempts made to undervalue your claim or deny it outright. Because of this, most property and business owners are no match for fighting insurers on their own. That is why it is important to rely on a law firm that understands the insurance system and how to overcome these obstacles.