Living in the sunshine state has many benefits for its residents; however, the potential dangers of coastal flooding, hurricanes, and tropical storms leave Florida homes especially vulnerable to all different types of water damage. Flooding and water damages have wreaked havoc on Florida’s homes; however, other areas throughout the nation are also susceptible to having their property destroyed by water. Approximately 1 in 50 homeowners file a water damage claim each year, accounting for 29% of all homeowners insurance claims.
You may think a small water leak in your household does not pose an imminent danger; however, that is not always the case. According to the United States Environmental Protection Agency (EPA), Household leaks can waste nearly 1 trillion gallons of water annually.
Potential Side Effects of Water Damage
When your property suffers water damage, it can lead to destructive property damage and hazardous health risks for you and your family.
- Mold and mildew damage.
- Damage to foundations caused by flooding.
- Structural hazards.
- Skin and respiratory problems due to mold damage.
- Chemical hazards.
- Water contamination.
- Fire hazard.
- Electrical hazards.
- Foul or musty odors.
- Visible stains where the water damage is.
- Increased repair costs and high water bills.
What Are The Signs of Water Damage?
Since water damage can be a significant safety concern for you, your family, and your household, it’s crucial to act quickly and be aware of the warning signs so that the damage does not worsen over time.
- Water stains.
- Bubbling or crackling wallpaper.
- Mold damage.
- Increase in Utility Bills.
- Unexplained respiratory health issues.
- Musty smell.
- Dripping noise.
- Paint damage.
Common Types of Water Damage Claims
According to most insurance companies, water damage is one of the most common types of home insurance claims. Here are the most prevalent types of water damage claims in a home:
- Flooding from natural disasters.
- Sewer backup.
- Heavy rain and precipitation.
- Leaking roof.
- Bursting pipes.
How To Prevent Water Damage
When a natural disaster sweeps in or other incidental event occurs without our control, it can be challenging to prevent water damage. However, you can take safety precautions to help reduce the chances of your property suffering damage from water. The Insurance Information Institute also provides essential tips to prevent water damage in your household.
- Have a plumber regularly inspect your household appliances.
- Check plumbing and heating pipes.
- Be aware of your plumbing system; check for signs of leaky pipes.
- Fix leaks and drips quickly.
- Be mindful of your water bill; there may be an issue if it increases.
Fortunately, most homeowners insurance companies cover water damage claims, a sudden or accidental discharge of water, will be compensated. However, even the most minor cases of water damage can lead to devastating outcomes if not addressed quickly. The Environmental Protection Agency (EPA) recommends homeowners regularly check for water leaks by determining if they are wasting water. This can help you identify the source of the leak.
Contact Water Damage Claim Lawyers In Fort Lauderdale
Schirmer Law provides legal services to Florida homeowners and business owners who own an insurance policy covering accident property losses. If your property has suffered water damage and needs help evaluating your claim, we are here to help. Let us help you secure the financial recovery you deserve; contact us today at 754-260-5410 we can help evaluate your damages and fight for you every step of the way.