Insurance Claim Denial

There are several reasons insurance companies may deny your initial claim but that doesn’t necessarily mean your claim isn’t covered. If you’ve received an insurance claim denial letter, our attorneys in our Fort Lauderdale and Houston offices, can help you appeal the denial and settle your claim in a timely manner with the payment you deserve under the terms of your policy.

What if your business owners insurance claim is denied?

1. First, review your policy

The first step is to review the details of your insurance policy to make sure that you are actually covered for the damages you are claiming. Often, policyholders may be surprised to find that their policy has exclusions or limitations that they were not aware of. If your damages are not covered by your policy, then it is unlikely your insurance claim denial will be reversed. However, if you believe your claim should have been covered by your policy, the next step is to gather evidence to support your case.

2. Gather evidence

This may include receipts, photos, or other documentation that can help show the extent of the property damage and anything you believe your insurance company should cover in costs. Take photographs or videos of all damage from various different angles and use a ruler in the frame to show the scale of the damage.

3. Contact an insurance claim attorney to help you file an appeal for your denied insurance claim

Making an insurance claim can be complicated. Our team of experienced, licensed insurance claim attorneys have the experience to help you get the compensation you deserve.

Our expertise thrives in all types of insurance claims, including auto accidents, work injuries and large-scale property damage. We will fight to get you the maximum compensation possible.

If you need to file a claim appeal, we can walk you through the process step-by-step to ensure proper conduct on the part of your insurer. We’ll step in to fight for your rights in obtaining a fair and just result.