Flood Damage

In Florida and Texas, flooding of your commercial property often occurs from torrential rain, powerful storms, and hurricanes. Unfortunately, any time your property is flooded the large-scale property damage can be devastating to parts or all of your building. You can lose everything, including valued personal and company items, furniture, appliances, and more as well as structural, exterior, and interior damage. Flooding can also lead to other problems, such as toxic mold. Unfortunately, flood damage is not generally part of the coverage on typical business owner policies. To protect yourself against the losses caused by floods, it is necessary to buy flood insurance as well as business owner insurance.

As we all know, the expenses related to flooding can be huge, especially when your property has been partially or wholly under water. You may be displaced from your work space as well while you face the high cost of repairs and replacement. At Schirmer Law, we understand the financial and emotional stress of these situations. Our trusted team can help you file your claim and will fight for your rights should your insurer act in a dishonest or underhanded way in response. Because dealing with insurance companies is routine for us, we know how these companies operate. We can help you pursue a fast and fair result through experienced representation.

Flood Damage Cases

Putting your business and property back together after flooding can be a daunting task. You may not even know the full extent of the damage immediately. The consequences of having your business, or commercial property submerged under water can lead to substantial and even hidden damage.

Flooding can cause damage to your walls, hardwood or tile floors, carpeting, throw rugs, furniture, electronics, water heater, refrigerator, personal possessions, air ducts, and more. In some cases, this can lead to poor air quality and, in the worst case scenario, can result in mold which is very expensive to treat and eliminate.

Your first reaction after flooding will likely be to submit a claim as fast as possible so that you can get the compensation you need. However, thorough and complete documentation is vital because what you submit to your insurer will form the basis of your claim and potential settlement. Furthermore, it is also crucial that you understand the terms and conditions of your coverage as well as deductibles, exclusions, and other information. At Schirmer Law, we can assist you and your business step-by-step in putting together your claim and clarifying your policy as well as handling any claims disputes that arise.

Let Us Take on the Legal Burden

When facing a denial, long delay, or other questionable action or inaction about your large-scale property damage claim, you need to talk to an experienced attorney. Our team can investigate the matter and work diligently to help you secure the compensation to which you are entitled under your flood damage policy. We have helped countless commercial property owners and business owners in Fort Lauderdale and Houston secure maximum compensation through hard work and strong legal advocacy. Let us take on the burden of resolving your flood damage claim so that you can move forward with restoring your business and property as quickly as possible.

When facing difficulties with any of the steps of the claims process, turn to Schirmer Law for assistance.