Florida Water Damage Claims Lawyers
Water Damage Insurance Claims in Fort Lauderdale
When your home, business, or commercial property has been damaged by water, the consequences can be devastating. The cleanup process required can be extensive and, even after that is completed, you will likely be faced with the need to repair or replace whatever has been damaged both in the interior and exterior of the structure. As an insurance policyholder, you will expect your insurer to honor the coverage you have paid for over the life of the policy. When your insurer delays, denies, or acts in any other kind of irresponsible manner, it can add further stress to an already difficult situation.
At Schirmer Law, we have seen this happen to many clients over the years in which we have practiced in the field of insurance-related claims. The scenarios are all too familiar to our experienced team when insurers make the claims process tedious, difficult, or unfair. Our firm can help you put together a comprehensive claim as well as fight for the compensation to which you are entitled when your insurer attempts to avoid the payout you are owed. Our success in this field is reflected by the many repeat clients who have returned to us for counsel in issues surrounding property damage claims.
Common Causes of Water Damager
Water damage is a common problem in homes and commercial properties that can lead to property damage claims.
Water damage can occur in a variety of ways, including:
- Broken water/plumbing lines
- Sudden or accidental discharges of water
- Sewer backup
- Roofing leaks
- Overflowing/broken drainage systems
- Heavy rain
- Overflowing rivers
- Coastal flooding
What is Accidental Discharge of Water?
“Sudden or accidental discharge” of water is a common term used in homeowner insurance policies that provide water damage coverage. This generally means that the water damage was caused by a sudden event, such as:
- a burst pipe,
- ruptured water heater,
- or hose failure on your washing machine.
This type of coverage will generally compensate for the damage caused by these system failures but it won’t pay for the replacement of whatever appliance or system failed.
Note: Water damage is differentiated from flood damage. Flooding requires a separate policy devoted strictly to floods.
Why You Need Schirmer Law
Insurance companies are corporations devoted to protecting their profitability and thus will generally try to pay you as little as possible or not at all. They have various tactics they may use to avoid liability and going up against a powerful insurer can be intimidating. If your claim has been denied or undervalued, you need the services of a legal team experienced in handling insurance companies. Our firm concentrates its practice on insurance-related matters and has built a strong reputation for results. If you need help evaluating your damage and submitting your claim or disputing the negative responses from your insurer, we can help you fight back.
Let our family help your family. We are available after hours and on weekends, as well as provide services in Spanish and Portuguese.
Our goal is to achieve the best possible result for our clients. Call our office today for a FREE consultation.
You won't spend all of your time talking to a paralegal. You'll work directly with your lawyer every step of the way.
Fast Response Time
As soon as you contact our firm, we work to get you connected with the perfect attorney for your case.